Search forum

payday loan hell

17 years 4 months ago
I just stumbled onto this site, So here's my story. Currently i have 5 oustanding loans. The 2 worst are integrity advance who have so far bled me for over 2300 dollars on a 600 dollar loan and little loan shoppe who have gotten about 800 dollars for a 300 dollar loan. I'm currently 485 dollars overdrawn in my checking acct but no way will i take another loan. It makes me want to slit my wrists Do you know the law in california regarding closing bank accts?

 

I am new here....PLEASE HELP!!!

17 years 4 months ago
I CANNOT tell you how valuable I am finding this forum to be!! Thank you to everyone!! I just came out here today, I went to a debit counselor today who told me to close my checking account...that really scared me. But, I think I am now following the logic after reading here. Here is my info...please advise on how to proceed: I live in Missouri - Eastside Lenders Internet - Loan $600 - Paid $540 - Owe $600 3b Financial - Internet - Loan $600 - Paid $1080 in fees & $585 in principal Little Loan Shoppe - Internet - Loan $500 - Paid $1050 Owe $ 425

 

Recording Phone Calls - 2-Party Consent

17 years 4 months ago
OK guys, I've got an issue with a party whose telephone conversation with me I recorded. Believe it or not, it wasn't with a CA; however, I'm hoping anyone that lives in a 2-party state can learn from it and find it useful when dealing with CA's. I live in Florida, a 2-party state, and recently had an awful experience with the attorney's office that represented me in an FDCPA lawsuit back in 2007. The CA I sued marked some debts as "satisfied and/or released" as part of a agreement they had with me, then turned around and sold those debts to other CA's.

 

just a few Law firm/collection agency questions

17 years 4 months ago
what is your take on this: so, I posted my situation on another thread...but, would it be to any advantage to send a DV, C&D & a letter to the Lawfirm/collection agency about them calling me 1 month after they filed suit with no prior contact to them filing suit...... and CC that letter to the following: Local BBB in my city, and thiers the Attorney General for the state Congressman/State Rep news stations & Papers,in thier city and mine Bar association(s) FTC I am thinking of doing this....because I'm going to fight..and when I fight...I w

 

Does anyone know this number?

17 years 4 months ago
I had two calls on my caller Id today from 429-931-2973. I cannot find them on the Internet. Does anyone know who this is? I thought I had finally gotten rid of these stupid Payday loan collectors! It might not even be them but just wondered if anyone knows the number.

 

Smith, Dean & Associates or United Processing

17 years 4 months ago
****I CAN'T KEEP UP WITH THESE IDIOTS CHANGING BUSINESS NAMES AND PHONE NUMBERS**** I've been harassed by them enough. Any help in getting a current phone number and/or business would be appreciated.

 

Information needed

17 years 4 months ago
Has anyone heard of Credit First Financial Solutions? Are they legit?

 

National Credit Adjuster, LLC

17 years 4 months ago
My wife just had a small claims court judgment served on her without ever having been served any notice or anything prior to go to court in her defense. To top it off, the atty firm not only sent her the papers for her case, but the papers for 3 other persons as well...a clear violation of the privacy act. These guys are crude and rude.

 

Medical collections

17 years 4 months ago
i am paying out 7 hospital bills after my husband was assulted I pay them each $10.00 a month, the largerest debter is $1260.00 total owed the stated I needed to pay $70-$100 a month I do that @ $10.00 to each can they send me to collections if I am paying?

 

CRS sending payments back

17 years 4 months ago
I have a credit councilor who is helping me to pay off my bills and they contacted me saying CRS sent back the payments. Does this mean that the collection agency no longer has the bill? Or are they trying a new scam to keep me in debt?