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I received a letter with a case number for an old sears account shows that lvnv funding bought the account and wanted me to pay i went to my courthouse submitted a letter for burden of proof never got info that was back in july now i got a letter with a case and court date, says that the plaintiff has the burden of providing his/her claim by preponderance of evidence, then says if they prove claim, then it shift to defendant to prove defense but i have no info or evidence what should i do.

is it worth it. I am having reservations. Don't know why. It's not like credit card companies care about me.

What is a normal fee for a debt settlement company? % or flat? Thanks

Okay another couple of somewhat stupid questions. We are rolling this thing out after long hard talking and thinking. 1. What good are C&D letters if as I have read on here the lenders don't have to honor them since they are original creditors? 2. If we contact each company each morning, can they still visit our place of employment? Call the relatives listed on our app? 3. We are scared because we read that an employer can discharge you in Iowa if more than one company tries to garnish you, so obviously we want to pay these off ASAP.

Hello everyone...I come looking for help for my mom. She has gotten over her head with PDLs.I think she has a total of 5 now. Ameriloan-$200/$260 CashnetUSA-$700/$882 500fastcash.com-$300/390 Ace Check Cashing-$600/???? Gilmer Cash Now-$500/$684 I was wanting to know does anyone know if there are any place she can consolidate these loans. She is going through some things medically now and the interest and fees are hurting her bad.I can't help because I'm on disability myself. So any good advice would help a lot.

Has anyone recently settled with Chase? I've read some Chase settlements here but not recent ones. I'm heading into it and need some reassurance that I can do it. I'm 4 mos late on $30k. Thank you.

i bought my timeshare about 6 years ago and have never used it once i am still making payments for this crap. i can no longer afford to keep it and cannot afford to put it up for sale since they want to charge $500 to list it. i know that if i stop paying for it, it will make my credit worse than it already is and i can deal with that. i just wanted to know if i do stop making payments on my timeshare can they garnish my wages for the balance owed?

Is it correct that a judgement should be in public records of the credit report and it is also listed under charge offs in the creditor section under the original creditor. I am currently paying the garnishment amount to the attorney but making it out to the original creditor per their instructions.

Can a collection agency call me at work if I write them and tell them to only contact me via mail? I'm in NJ

Does any one have the phone number for money and more and are they legal in texas???