Hi again.. This is Molly in Florida.. With all the payday loan problems I was advised to put a hard block on my account. I did but the bank is still charging the $35 fee for each attempt... Doesn't that mean that the block isn't on there because if nothing can go out then there should be no charge? I feel like a bumbling idiot when I try to talk to the bank about this.. Since I first tried to put the block on my account was negative $374 and now it's negative $500 something.. Please advise.