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need advice regarding CA

17 years 5 months ago
Hello. I'm new to these forums, but wish I had found them earlier. I'm in a situation where I've been paying off an old Citibank debt to Richard J. Boudreau & Associates (I believe they're in New Hampshire). December was to be my last payment (i.e.

 

Discover is calling my parents

17 years 5 months ago
Hello all, I am currently trying to settle my $4,000 account on my own with Discover. They have called my parents house about my deliquency which is a phone number that i never gave them. I called them to cease and desist calling that nember and they said they would delete it frrom their database. Just today they called my parents house again and again i called them to cease and desist and they said they would delete it again. Could i use this refusal to cease and desist to my advantage? Sanctions? Thank you and God Bless

 

Just recieved first settlement letter. Need opinion?

17 years 5 months ago
After 3 months in handling my own debt settlement, I recieved my first letter offering settlement. Debt reduced to 45% and only available until next payment due date. Also if I accept this offer, they will report "Account paid in full for less than the full balance" to the credit reporting agencies. Debt is $17,000. I was wondering if I can negotiate a payment plan to spead out to 6 months. I have the money but I have 3 other CC I'd also like to settle.

 

ameriloan collections

17 years 5 months ago
I took out a $300 loan from ameriloan in October. I havent paid them anything yet and recently was told they are not licensed in the state I live. I received a call from UNL or AML, but they won't give me an address. I have a validation letter allready to send them, but I need an address. Does anyone know how I can obtain the address to send my letter.

 

First Premier Bank questions

17 years 5 months ago
I have a closed first premier bank account on my credit report. It was closed in 2005 and is still listed as delinquent. It is my understanding that after 2 years it goes to a positive status. I disputed it with the credit report and it comes back as accurate. Should I call first premier bank and tell them to update it? Does this lower my credit score and will bringing a closed account to a account in good standing raise my score? Thanks in advance.

 

payday loan help

17 years 5 months ago
I have 5 pdl, all internet based; they consist off.... Ameriloan: $325 Avantis Financial: $125 Payday-loan-yes: $390 United Cash Loans: $390 Worldwide Cash: $289 (does anyone know anything about this company? They said I cannot pay down I have to pay it all or keep paying the $89. I received this loan in July and I have paid them well over the principle amount of $200) I don't mind making arrangements with these companies, but they are very uncooperative. p.s. I live in Missouri

 

HELP ME

17 years 5 months ago
can i got to jail for unpayed payday loan they called and said if i cant pay them they are going to take legal action does anyone what kind of of legal they are talking about i cant pay the amount by the time they said so im going to jail please help nme

 

CCCS vs Debt settlement

17 years 5 months ago
Which is better for the debtor?

 

Any luck with Dell or AmEx???

17 years 5 months ago
Has anyone had any luck getting Dell or American Express to accept a debt management program? Thank you in advance. First post, I hope to start my journey to a debt free life very soon.

 

OMG You have GOT to see this!!!

17 years 5 months ago
Look what I found!!!!! http://www.uradeadbeat.com/ I am sorry, but if I found MY information on there, I would sue the crud out of the site AND the person who supplied the information!!!!! It says on there if you find your name on the site you can respond with a rebuttal. The first one is free, but any other correspondence between the two parties is $4.99. If you email us or call us, your call will NOT be returned. Oh HELL no.