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I was called by a person speaking in a heavy indian accent saying he was officer Kevin Johnson and that I have committed 3 counts of fraud over a pay day loan. He called my references and also said he was officer Johnson and that they as well as me would be arrested, as they were accomplices. I called them back and they threatened to call my employer and have me arrested, that someone was waiting at the courthouse to file the paperwork to have this done unless I paid them right now. What are my rights and can they do this?

I know that my credit isn't that good but I am currently working on it but still have 2 accounts in collections. I have a PO Box and have all my forwarded to it instead of home so I'm not harassed all the time. I was currently trying to get a lower rate on my car insurance and used my home address instead of my PO Box. My question is will the collection agencies look at what I put in on the website of this car insurance company and find my home address.

Loan scenario: IL, $360,000, 790 FICO, % LTV, 1st, nodoc, OO State: Illinois Amount: $360,000 Property type: COM Documentation: Stated-Income, NO DOC, NINA FICO: 790 LTV: 80% Occupancy: OO Loan purpose: First I need a NINA, Stated-Income, or NO DOC, Program High FICO Scores any LTV higher than 80% is good. Any suggestions will be appreciated. Rental units already have tenants in the property Please email me at personal information removed. 2 partners 1 Fico 520 1 Fico 790 Both partners working Thank you

....who do you ask for? the Collections department? or just a Supervisor?

I received my first response back from my BBB complaint against them this morning. I immediately disputed it. Has anyone received this one before? If so, what steps did you take next? The lies in this are just unblievable. I did respond to them, and I've grossly overpaid.

We were just burnt by Consumer Law Center, after having been paying them 350.00 per month for over a year. We received a letter saying the judge and the company was indicted and the account were in receivership. Of course, the Lawyer that is the receivership now can't help other than to tell us to get another attorney to get them money back. What happens with our accounts at this point? And does anyone know where we can turn to "start over" with debt settlement and to keep the creditors off our backs, since they probably haven't been paid in months!

The collection agency was unable to get my address for a while, so they started sending stuff to my Mother-In-Law. Her address is not on my credit report or anywhere in my records, yet they told her that I put the address down on an application (I did not even know my spouse when I did this credit card). Another question, if they take me to court-which they are trying to do-And the Judgment is against me, they can only take stuff/garnish wages that are mine correct?

When or how soon will i recieve payment of backdated child tax credit? Is there any form of an urgent payment for financially struggling!

any body heard of pacific national mortgage inc and the home savers program based in irvine californie

I called a credit card company,that my ex owes, that shows on my credit report. I was told that the credit bureau put it on there because I had the same mailing address. The credit card company has none of my information but they said that I would have to dispute it with the bureau. Is this true? Why would the credit bureau put information on there unless it was reported to them. Do I press the crdit card company to have it removed? Please advise.