Does anyone know who collects for Loan By Phone? When I went through all my accounts last summer to make sure my loans were paid, they told me I was fine. Now they are saying I was charged off for $240.00. I am wondering if this is who has the crazy collection agency calling me? When I called Loan By Phone they said that I needed to call their corporate office has it has been turned over to a third party collector. Has anyone dealt with them before?? HELP!!!