I recently lost my job. I hvae no income i don't have any money in the bank and this is what she told me. We need you to pay this debt. I say to her I would be more then happy to but I don't have any money. She then gets lippy of course. Then I go on to tell her I lost my job. I don't have a home and you can check all assest if you would like. Then she was like we can offer a settlement for half. I was like Can I pay that overtime. She says no. One large lump sum of 9k. I was like can't do it. She goes on to say we will sue you.