I live in PA and took out several payday loans with different online lenders.
I need to get out of this cycle and have started the process last week. Out of 8 loans, I got 1PIF, 3 settled for principal only, My cash now (I paid the principal in full already and overpaid by $ 30) completely ignored all my emails. They turned it over to CPD, and I sent them a C&D.
Mypaydayloan.com is a huge pain. I overpaid and they are threating to turn it over to an outside agency and add 40 % to the loan.
But the biggest pain is SWB.
I took out $500, but haven't paid back anything.
Today I had received a call from my family member stating that a debt collector had called her and told her I owed a debt for 1217.00 and they were going to arrest me at my work if I did not pay it today. Well, my mother called me and told me so I immediately called them . I did have a debt with fifth third bank in 2008 but I had thought it was resolved considering it was their fault for my account being overdrafted. I believe it was for 80.00 ..