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I have a question, I dropped off a payment to the electric company last Monday. They did not post it, and the bank did not cash it. Should I stop payment? The company at first said to give it more time but now are saying they def. would have posted it if they recieved it. What are my concerns here? I 100% dropped it off and don't really have the extra fee right now to stop the payment. Is it a must to stop the payment? Is it possible that they still have it? I called many, many times and everyone confirmed it was never recieved.

rec'd call from a pay day loan collection agency-what is the address for PDM Collection Agency.

has anyone ever used Clear Debt solution? I am looking into them.

as apposed to things that are pissing you off, and not specifically a victory. I have to say I have a great boss - fist time in my life I have been so completly happy with my boss. yesterday, she decides to impliment a new system for my expense reports that now will save me a huge amount of work - not only a huge amount of work, but the day or two of the month with the least pleasant work I do. a typicall expense report for me has 7-10 currencies, mind you, and maybe 200 seperate recepts. she took 95% of my work away.

Ok, well fortunately I have received some money, about $1,200 to help pay off my current PDL. Does anyone have a recommendation on the best way to handle?

I am new to this community and I would like to thank all members for the useful information you have shared here. I am so impressed by what have been shared that I created a presentation about the solutions and opportunity to gain some income on "Yes debt free". Since I have entered it for a contest on SlideShare, I hope that it will bring the attention this community deserves.

I have 5 PDLS they are as follows: EPAYDAY 350.00 have paid 315.00 in fees to date IMPACT CASH 350.00 have paid 315.00 in fees to date ONE CLICK CASH 400.00 have paid 220.00 in fees to date GENEVA ROTH LOANPOINT 600.00 just got loan Can you give me information about these in Oklahoma I have read and it looks like they are not legal in Oklahoma. Also can someone give me info where I can send the cease letter, Also can you close your account to ACH but still be able to gegt money out of your bank when it is direct deposited. HELP I AM SINKING FAST!!!!!

I have a student loan of only $3,069. that I have NEVER made a payment on and the loan was taken out in 98. It is a sallie Mae loan. I was young and only attended class a handful of times but did not realize I had to withdraw from school in order to fix my situation. Anyway I have not talked with them about anything ever and never made a payment. They did however recover $1200. from my tax refund. I would like to settle with them and pay this in full. Does anyone have any suggestions? Letter, Over the phone what is my best plan? Thank you!!

They called last night at 8:51pm--at home and at work. I've filed chapter 13, so I know it probably isn't anyone legit calling. Maybe an old online pdl collector?

what happens if a business you hvae a credit care with goes out of business or closes your account. how will this effect your score?