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------------------------------------------------------------------------------ I have a question, we sent out the cease and desist letter quoting some areas of the Fair Credit Act regarding the calls at work, threatening with sending the sheriff to arrest etc. sent certified returned receipt, got the receipt back with a signature and today my son got another call from the collection agenty when he told a Mr. Silva that he was not to call him at work as the letter he sent said, Mr. Silva said he had not gotten any mail,when told we had the returned receipt signed Mr.

We sent out the C&D letter certified returned receipt, got a phone call today at 4:40 pm it was a Mr Silva when asked if he had not gotten the C&D letter he denied getting anything, NMr, Silva was told that on the letter weas proposed to make $50 payments a mo. (Silva) said that was not acceptable and kept denying that he had receipt any letter, my son told him i had the returned receipt back and signed Mr. Silva "do you want me to talk with your mommy?"so he hanged up on Silva.

Something is still bothering my from my phone call with NES the other day. The guy was trying to convince me to refinance my house to pay the citicard. And he said to me "I see you only owe $159,000 on your home and it's worth $165,000". First of all. How does he know what I owe on my home? And secondly, how does he know what my home is worth?? My home was appraised 2 years ago at $178,000. However, a major flood in my basement left it mostly destroyed, home values in my area are down, along with a few other minor problems. There is no way my house is worth that much now.

I have about 20,000 in credit card debt. I am not behind on any of my payments. I really want to get out of debt fast. Any suggestions?

This from my previous post how should I proceed.

So I am contemplating sending C & D emails without closing my Bank Account (which I tried to do but was told there policy was to reopen accounts if an ACH debit was attempted (Bank of America)). I was thinking about sending the C&Ds telling the PDLs that if an agreement wasn't reached then I would proceed filing complaints with FTC, BBB, and Massachusetts AG. As I see it after e-mailing my C&D letters if they debit my account I can file a claim with my bank and get the money refunded.

GFS, aka Global Financial Services, aka Global Financial, aka GFSIL Is this company related to Cash Today or Dan Craddock or Harris Holdings, LTD or The Heathmill Village LTD? GFS is the worst. Biggest mistake of my life was getting a stinking $200 loan from them. I have had the same problems everyone else has complained about so I won't bore you with my details. It seems like there has to be some way to stop them. Is there such a thing as a class action suit in the UK? Can we start pressuring our own government to get involved i.e.

Now I am really nervous!!!! I am faxing them tomorrow, how long do you think it will be before I am contacted? I am also praying that BoA does not reopen my account. I closed it and they put the code do not pay on it. The debits are scheduled for Friday 10/17. I was going to do Certified Mail but I do not have physical addresses. I am not sure I will sleep tonight with worry.

Just stopping in for a few. Have to let everyone know that I am down to approx a week before my son comes home!!!! I cannot wait!!!!!!!!!!!!!!! Can't tell that I am excited can you!!!!! :D :D :D :D :D :D :D :D Just had to share this with my other "family". (((hugs))) to all of you

Hello, I live in Minnesota and owe the following on Pay day loans and really could use some good advice if you can help it is greatly appreciated! Integrity Advance - $500/paid 650 yes and still owe 450! Cashnet usa - $900 - Paid $0 Cashadvance.com - 400 - paid $0 Cash Central.com - $300 - paid $75 Geneva Roth - $500 - paid $450 Can I close my bank account? What do I need to do to cancel all these ACH withdrawals? What will happen if I close my account?