Search forum

i am not past due on any of my ccs ... but i have a ton of debt. it is getting harder to make my payments. my ccs are almost 1k a month. if i do debt settlement, am i supposed to make a monthly payment or give them a lump sum? because i don't have a lump sum.

Are you able to negotiate a portion of your debt? Not all?

I didnt pay off an overdraft for some time, and RJM took it over. my grams was gonna help me pay off the overdraft with wachovia by transferring the money to the account with wachovia but now i dont know whether she can help me do the same with RJM. Would she still be able to?

Do you handle storefront payday loans plus internet pay day loan companies like Think Cash and CASHCALL?

I have a loan with them that is being repaid in 26 installments. I am assuming that it is not considered a pdl. the interest rate is somewhere around 99%. Does anyone know the maximum interest rate in Kentucky or where I can find the max rate they can charge? I am down to six payments and if I can get this marked PIF that would be great.

I received a letter yesterday from a Mediation Agency wanting me to call them about a summon I will be served shortly from Midland. The agency wants to assist me in the settlement of the suit. I had no knowledge of the summons but did look at the county clerk office wed site and did find the case number. The date was 10/01/2008. The suit is from BoA credit card that I had stop paying on in 2000 (total was 500, Midalnd wants 1800). I saw what look like a court date of 10/28/08. Today is 10/12. I live in Florida. Can a CA file suit? has the SOL past? any suggestions? Thanks

I have two store front pdl's. One is with Check n Go and the other Check Exchange. They are both owed $500 each. The Check n Go one has already been returned NSf and the Check Exchange one will be deposited on 10/14. It will be returned also as i have placed a hard block on my account. I do not want them contacting my employer or references. Can I send them a cease and desist letter to stop that from happening? I called and talked with check n Go and was told I could not make arrangements. This was from the location I took the advance from.

Hello Everyone, I'm inching my way closer and closer to enrolling in a debt settlement program. I'm scared of the many out there that are just scams. I have a Discover credit card and a Citi Bank credit card (which I've heard are the nastiest ones to "settle"), among a few others that I need to get paid off because I've finally admitted to myself that I can't pay them off on my own. I feel ashamed that it's gotten this out-of-hand. Eight years ago I started having some health issues. With no relief (or answers) from traditional medical doctors, I started trying alternative medicine.

Date: 10/15/08 Name: ameriloan (customerservice@ameriloan.com) Phone 800-362-9090 Fax 800-256-9166 Account No. After careful research regarding Internet Payday loan laws in the State of Arizona, I have found that your Internet Payday loans are actually illegal. I have also found the following laws to be true applying to payday loans in the State of Arizona in general. Arizona State Information Legal Status: Legal Citation: Ariz. Rev. Stat.

Hey everybody. I received a letter from this company from a Bally's membership I had when I was 18 and never used. They want to settle for $1200 on a $4000 balance. I also know that this company is known to file lawsuits. Well let me tell you about that. I was suid by Capital One in 2007.