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Hi Wendy, Have a look at the forum payment snapshot :D Have a nice time :D Jason

Hi, I forgot to add in my previous posting that I do not want to refinance my mortgage. We have a really low fixed rate that I do not want to touch. I am trying to resolve this problem with a level head. With the financial crisis that the country is facing, I don't want to do anything in haste. I have also checked the debt management companies for my home state and most of them are mortgage companies, I thank you for the input I received so far and will receive. I just want to be able to sleep and night and not wake up with nightmares.

I have a balance due to militaryfinanicial.com. I borrowed 1000 and owe 3700. I received a phone call from a lady who says she a representative of NSB collection. She' giving me like 3 mos to pay the balance. She's threatening to contact my chain of command if I don't pay it. Does anyone know if militaryfinancial is accredited payday loan lender. She say it's a government loan and all type of other things she saying that doesn't sound legit.

I currently live in Alabama. I have the following payday loans; Cash Transfer Centers $700 internet paid $1134 B.I.G $300 internet paid $75 Cashnet USA $500 internet paid $525 Payday Yes $300 Internet paid $335 EZ Money $500 store front paid 0 Advance America $500 store front paid 0 Payday Loan Store $500 store front paid 0 I got into trouble when I began obtaining new loans to pay the old loans and then using the old ones again to pay the new ones. The folks at Cash Transfer Centers are rude and are saying they will deduct their amount from my payroll.

I was just wondering if anyone could help me with a couple questions concerning a judgement I have. 1) If a collection agency has a judgement on me, do they still have to obey a partial cease and desist letter asking them not to contact me by phone? I asked them in the first letter with my paperwork and plan on sending another tomorrow. Just want to make sure it'll do any good. 2) I currently don't have an open bank account and don't plan on opening one soon. I want to pay them by money order. They can't force me to try and open an account to send them my payments, correct?

I have 6 pay day loans and am drowing in interest charges. My entire check is eaten with interest and I have no money left over, anyone have any suggestions as to how to discontinue this constant withdraw from my checking acct.

Hello everyone. I think is a an absolutely wornderful website/forum. I have learned so much just by reading all the information provided by people. I am trying to start settling my accounts on my own and would like to know if you always get a 1099 tax form for all settlements you make regardless of amount? thank you

after exploring all options, settling on my own sounds interesting..most currently on promotional rates till jan 2009...then will blow up in min payments and interest....Real life experiences requested or helpful tips in doing this....Do they need to be delinquent?....Do I have to wait till promotional rates are over?

We have a defaulted Ace loan. We tried making payment arrangements and the only payment he'd accept was the full amount or to payback and reborrow. Obviously we don't have $1200 and def. want out of this vicious cycle, so told him it wasn't possible. I've read around here that sending them payments via snailmail w/a money order and return receipt will apply payments to our loan. My question is, what steps do we take to stop phone calls? A C&D letter? Thankfully, in TX, wage garnishment isn't possible.

Hey, I was wondering if there is a statue of limitations for a Collections agency to report a collection to the credit bureau? I had a false rental collections against me about 5 years ago with a roommate, we went to court but settled in the waiting room that they would wipe out the debt and erase all traces of ever having a collection against us if we didn't take it into court. Come to find out today 4 years ago later they put a "Paid" collections against my old roommate, But haven't done anything to mine or the other 2 roommates that were involved with the dispute.