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Does anyone know if payday loans are inclusive on a chapter 13?

should i apply for a loan or work with a credit counselor? we are trying to buy a home and want to reduce our debt

what can I do if I received a complaint filed in municipal court by a debt collector that I have not received anything else from?

I know that sounds stupid but I just got to thinking about it.. Any input?

Here is my situation. I had a couple of PDLs which kept debiting my bank account, unauthorized. I would reverse the charge, send a letter to the company, and still it kept happening. Currently my account is over $1000 in the negative due to these problems and overdraft fees. My paycheck is scheduled to direct deposit tomorrow morning.

Micheline Messenger, The difficulties experienced by the collection department at Emerald Marketing Group, LLC 080, when attempting to obtain the slightest amount ofcooperation from you have led to your account status being changedto Refusal to Pay/Intentional Neglect.

I had a couple of PDLs which kept debiting my bank account. Currently my account is over $1000 in the negative due to these problems and overdraft fees. My paycheck is scheduled to direct deposit tomorrow morning. Because I have bills to pay (my entire paycheck would be eaten by the overdraft) and cannot deal with any more of this, I contacted my bank and had an ACH "freeze" placed on my account - allowing NO activity, whatsoever - not even walk-in deposits. I will have to personally see a branch manager to make deposits to bring my account positive.

About 4 yrs. ago, my debt was sent to the Nat'l Arbitration Forum, who placed my debt in a "stay". Now Palisades debt collectors (a junk debt company) bought the debt from a the secondary purchaser of the debt, and is now pursuing me for payment. Does a NY firm have the right to overturn a stay, and if so, why was I not noticed by the Nat'l Arbitration Forum that the "stay" was ended? Any answers you can provide are much appreciated. Thanks.

From reading several posts and noticing debits on my bank statements, I realize I had several PDL's which from companies controlled by MTE. I have paid off the ones, I think, that are from MTE: 500fastcash, ameriloan, and PayDayMax. Now that they have been marked as paid in full, will MTE continue to illegally debit my account?

I signed up with pdl assistance, I had several internet loans and one store front loan in Indiana. The store front (A-1 Payday Loans) has been sending me letters saying they're going to take me to small claims court. I owe them $636. PDL assistance doesn't seem to be doing anything to help, what should I do?