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I contacte the MN AG and found out the following: For Immediate Release: September 5, 2008 Contact: Bill Walsh (651) 296-7531 Out of state Payday Lenders now subject to Department of Commerce licensing and regulation (St. Paul, MN) The Minnesota Department of Commerce announced today it is now requiring all payday lenders making small denomination, short-term loans to Minnesota residents via the internet be licensed pursuant to Minnesota law. Licensing is required regardless of whether the lender has a physical presence in Minnesota.

Hello to everybody! Where I can find an introduce yourself thread on the forum? Thanks, Nic

I am a single mom and am already living paycheck to paycheck and I got into the payday loan racket. I need help am afraid they will garnish my paycheck since I work for the state of Tennessee. Has anyone got any info on Pay day one.com

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Can you ask for an EPP if its already defaulted. I have 4 pay day loans that maybe rejected at my bank today. Can I ask for the EPP now, or would it have been last week.

Are these 3 companies legal in Minnesota AAApaydaycash or Instantcashusa or Cashcentral.com. Thanks

Is the first step to find out if the companies your dealing with are legal? Can you still stop ACH? I am in PDL total h*ll

How bad it is to pay a collection 2-3 months prior to buying a house? Will it help me if I get a secure card to compensate a decline in my credit score by making my account active (paying collection)? Please help me understand my ups and downs in paying this legitimate collection account.

I live in New york State and I took out a pdl in the amount of $200, I have paid back double, what are my options so that I don't have to pay anymore, the name of the loan company was international payment services or IPS.

Not sure if I missed something but has anyone heard from tania?? Is she ok?? What happened??? Thanks.