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A $1000 collection came up on my bank credit history from Pinnacle. I called them and was told it was an old cellular 1 bill going back to a 2002-2004 agreement. The actual amount was $690. Much of the $690 are fees that acrued even though the phone was never used....anyway I ask if they would work with me. I was asked in turn, how much can you pay? I said how does 3 hun sound? but that I couldn't come up with the cash right away. The guy said call me back on Monday and I will let you know. So, what does this fellow have planned? Is he gonna say he wants more?

i have a loan through one click cash for $200 that i have paid $180 on through rollover fees. well, after finding out they were illegal and unlicensed to lend in the state of ohio. i closed my bank account and sent them a cease and desist letter informing them that since they were illegal, i was only obligated to pay back the principal amount borrowed of $200 and the $180 rollover fees that i have paid should be deducted from that leaving me with a balance of $20.

Is it possible to request amex only to contact by mail and not by phone

Hi, I need to know if Loan Shop Online is legal to lend in CA.

I have had a judgement on my credit for 7 years as of August this year. I was getting ready to dispute it and someone told me it will stay on for 10years. Does anyone know the Statue of Limitations in Texas? Thanks Rose

So I got a note from Icollectdebt.net saying that they had sold my IPDL debt to AIS services. Figuring I'd stay on top of the ball I e-mailed AIS to get their address to send a debt validation form to them. AIS wrote back saying they have no clue about this debt and the only way to look it up is via a SS# or an account #. I don't have the account # and I sure as hell am not giving out my social. Anybody have any experiences with AIS?

I closed my bank account and re-opened a new one with my bank which isn't linked to my old account at all. There is no way in hell these ACH's can re - open my account. My brand Manager guaranteed this to me. My brand manager also put a stop on all 6 of my loans. Not only that but he sent the ACH my C & D letter from the bank on my behalf. Which I thought was nice and looked really legit coming from a massive bank. I have e-mailed and faxed every single one of my loans stating how much they over charged me and how much I am entitled as a refund.

I am so glad to see that I am not the only one in this horrible circle..I have 8 loans out,First Bank of Delaware,Check n Go, Americash, Cash Central,Emerald Marketing,..I closed my account and moved to another bank..I sent them certified letters and of course the calls are coming in..I tried to get a loan through my bank to pay them off and just make one payment...paying this damn refinance charges..it has made me behind on my house and car note..so of course I didn't get approved..I want to take care of them but just don't know where to start..I found this company called Langhorn and they w

I receive a letter from Nudelman, Nudelman & Ziering regarding Capital One CC. The letter has not be validitated but the letter state the law does not require them to wait until the end of the thirty-day period before sueing me to collect this debt? True or False

I have an account unpaid since 2005. The account has been moved to a collection agency which has listed April 2008 as the date of major delinquency. It is a legitimate debt but I am not sure if the amount is correct or not. Would it be wise to settle this account at this point and restart the clock ? or I should try to be offensive on the CA and see if it can be deleted? If this thing doesn't work, then only settle with them?