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I know these loans are illegal and I have posted so many times on here. I am just ready to makes arrangements (except with stcadvance, they owe me money) So can someone suggest a letter I can use and should I also include illinois laws and let them know I have reported them to my ag, bbb, and Division of Financial & Professional Regulation. No one is working with me. When I first came here and outlined my loans, I was told they were illegal but that I am not even sure. The financial and professional regulation said there is nothing they can do for me.

How much does it cost to get stated to eliminate payday loans in Maine?

I recently took out two payday loans, one with Cash and Dash and one with MTE Financial. Both of the companies were supposed to take out the finance charges on 9/18/2008. Well Cash and Dash took the whole 300 plus the finance charge and I can't find their phone number to get in touch with them, now my account is overdrawn, any suggestions.

hi all been here before but been a while since any trouble was brewing but have a small problem now. received a typical "i want my money that really isn't mine" letter from nelson, watson & asso.

has anyone heard of a payday loan called mw marketing please help

Can you tell me if Summit Group, LLC in Tennessee is a legitimate debt consolidation service or is this a scam?

Has anyone heard of this company? They don't check you're credit but they require a "blanket insurance policy" upfront for bad credit borrowers

I have a friend who has recently been sued by an buisness in PA. He never received any of the notices because, although he changed his address, they never updated their files and the mail never got to him. He finally got the final piece by some heavenly miracle and it was the summons notice. The lawyer who is handling the case is David J. Apothaker of Apothaker & Associates, P.C. I've been reading the forum and finding some crappy things about him. I'm glad to find my friend's not the only one who has had a really bad interaction with him.

Please help me find my way out of the pay day cycle. I have already opened a new bank account, changed my direct deposit, and am going to the bank to close my account tomorrow. I understand that some of these companies may not be legal in my state. I sure hope not because many of them keep on renewing my loans without my permission. Not that I could pay the whole thing off anyway. So here is a list of my loans. Please help me with the letters I should send and which of them I have to pay first.

I posted a few weeks ago about a reply from Nationwide Recovery Systems stating they were unable to locate my file (a failure to validate). I ceased communication with them at that point and filed a dispute with TU, including all copies of correspondence along with applicable portion of Texas Finance Code. They received my letter 12 September. Today, 16 September, all instances of this company have been removed from my report. Guys, this stuff works. I had no previous knowledge relating to credit/debt , other than knowing my score sucked.