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I have made complaints and have sent letters. I have not heard anything and I feel I am never going to get out of this. I am now getting worried- its been really quiet. Can someone please give me some suggestions or at least tell me if you had any luck with these companies: HuskHawk Summit loanpoint usa stcadvance instantcash From what I am reading, I have the worst companies to deal with and that stcadvance is such a joke, they keep saying they are in Malta. My husband is so upset with me and I need to get this over and done with.

Following the advice on this forum I got Impact Cash to agree to a settlement. I took out a 300 dollar loan and they agreed to settle for 390 to account for processing fees. I thought that was fair, although if it isn't tell me otherwise. I told them I would need a payment plan and they said ok but it has to be paid within 30 days or we will send you to collections... Is this correct? I can't pay it back in 30 days. The part that cracks me up is...they would have been happy to give me more than 30 days if they were still collection the extension fee.

So Iam confused , I had the Legal Mediation Practice call me and said paydayloanyes turned it over to them and I payed them 240.00 so far ... does this mean they scammed me and it shows no record of payment to actually paydayloanyes?

source: http://www.dispatchpolitics.com/live/content/local_news/stories/2008/09/12/payday13.html?adsec=politics&sid=101

A neighboring state has contacted me saying I owe over $800 in unpaid red-light tickets and parking violations from 1999-2004. Last year, they sent me a letter saying I owed about $170 and I wrote back 7 days later saying I disputed that and any other debt claim and requested the collections agency and/or their client (the state) send me proof of these supposed tickets. There was no response. The statue of limitations is 3 years in both my state and the neighboring.

I need some advice, I live in Wisconsin. About a month ago or so we got a call late in the evening from Creditors Interchange regarding our Capitol One card that had charged off ($1100 or so). This guy from Creditors Interchange said that these attorneys that bought the account were going to sue us unless we made immediate payment, he even went as far to tell me to skip my mortgage payment to pay them off so I could avoid being sued.

I have been getting calls from different men with very strong indian accents, they say they are from some legal department and that there is a lawsuit against me with some very serious charges, such as theft fraud, and so on and that I could be facing jailtime. these people dont want to give any info you ask them, they tell you a case number and that they want to help you. they then tell you that you have a certain amount of time to give them a certain amount of money either by money gram or credit card. when I asked who was filing the charges they said cashnet.

Hi All, I am new to this site. Hopefully I will learn how to maximize my credit report here as well as be an inspiration to others. I currently have two collection agencies reporting on my credit report. Of course they have messed with the date of last activity causing these items to reage. This happened after I sent both of them a cease communication letter. I filed a complaint with the FTC as well as sent each collection agency a letter telling them that they have violated the Fair Credit Reporting Act and requested a removal from my credit reports.

Hi I have three internet payday loans and also Legal Mediation practice is calling me and threatening me that they will take legal action at my home today etc. I called my family Lawyer and he told me basically to pay what I can ... I payed them 240.00 just the other day and they said it was not enough I have to ask all my family and friends for the rest. they say I owe 1700.00 and they would settle for 1350.00 .

Got the following response from MTE...I responded that as directed by my AG, they still owe me a refund...but have yet to get another response...any suggestions?