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CREDIT CARD CASE

12 years 11 months ago
I went to court with apothaker and assoc over a credit card. we came to a payment arrangement . I defaulted on that payment. can they garnish my wages

 

Live in MS, What can I do? Are these lenders legal?

12 years 11 months ago
White Hills Cash Great Plains Lending Advantage Cash Services What can I do? They are draining me!

 

Internet Payday Loans in CA

12 years 11 months ago

I have 4 outstanding internet payday loans; the finance charges are being deducted from my bank account every pay period and as a result I am getting behind in my other bills such as my car, student loans etc. I have read alot on this site about these loans not being legal. At the time I took out the loans I lived and worked in CA, I now live and work in AZ. I just recently closed my bank account and opened up another one with a different bank. What should I do next? Below is a summary of the loans...

 

5 PDL's PLEASE HELP!

12 years 11 months ago
I live in Mississippi, and I have 5 payday loans. 3 internet and two store front. Can someone please help me, tell me what to do, it's killing me, I'm about to lose my house cause all my money is always gone. Here are the companies I have the loans with: Advantage Cash White Hills Cash Great Plains Lending and 2 at Alabama Title Pawn (unsecured, they do not have my title) I am in desperate need of help fast!

 

Spot On Loans Please Help

12 years 11 months ago
Hey has anyone ever had a loan from spot on loans? I borrowed $400 from them and ive paid back $120. They are saying i still owe $530. I have recently found out that pay day loans are illegal in NC thats where i live and i contacted the company about that stating i would only pay back the principal amount and they stated they were not a payday loan company. Im kind of confused now. Im not sure how to respond. Any suggestions?

 

Cancelling a DMP

12 years 11 months ago
Hello I need to know if I cancel the DMP that I am on can I still make an agreement with the creditors to keep the APR's and payment's the same? If so what steps would I need to take? Thank you.

 

Cash In A wink

12 years 11 months ago
Hi there, I have an outstanding loan with Cash in a Wink. I live in Ohio. Loan was for $400 Paid back $788 so far. I closed my account, sent them a ACH revocation letter, send letter asking to only communicate through email or US Postal service, as well as asking for a refund. They keep sending me emails saying they will only communicate on the phone. They also keep sending me texts threatening to call my HR as well as numerous phone calls throughout the day from different 1-800 numbers. Any advice on how to handle them or what my next step should be would be great. Thank you

 

Cellphone/Credit Card Debt

12 years 11 months ago
Ive had my cellphone disconnected and visa account closed 5 years ago because I payed zero attention to my phone(I thought the credit card would pay itself through my chequeing account). When Telus gave the debt to a collection agency it was about 900$, now I think the outstanding balance is $2100 i'm not sure, I do not know how to read this Equifax credit report. Can they build up interest on debts? should I try to pay it? should I wait for the SOL?

 

pay day loans

12 years 11 months ago
Hey has anyone ever had a loan from spot on loans? I borrowed $400 from them and ive paid back $120. They are saying i still owe $530. I have recently found out that pay day loans are illegal in NC thats where i live and i contacted the company about that stating i would only pay back the principal amount and they stated they were not a payday loan company. Im kind of confused now. Im not sure how to respond. Any suggestions?

 

debt collection

12 years 11 months ago
when a debt collector calls and you ask for a dunning letter. does e mail count or does it have to be thru the mail.