I am wondering if anyone has successfully dealt with Spot Loan, former Zest Cash? About 2 months ago I closed bank account, notified Spot Loan that I had overpaid, and was no longer sending payments. I have only been notified a couple times from them, but did receive email yesterday from "fraud specialist" asking me to call them and get payments set up. I keep ignoring them.
So has anyone actually ever gotten them to write off loan that is paid in full, due to them being an illegal tribe lender?