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Does anyone know that if you have direct deposit done on a prepaid visa, (Netspend lets you do this) if a collector can zap the account like a checking account. I had to close my checking because of Geneva Roth doing ACH debits i didnt authorize and I am afraid this can happen with the prepaid visa. Any Advise

I got divorced a couple of years ago and my ex husband "stuck" me with a lot of credit card debt. My credit was good, his was not, so credit cards were in my name. He used to pay most of those bills, as most were his debts. Needless to say, he is of no help to me now. To make a long story short, I have moved on with my life and have been able to make minimum payments until now. I had such good credit lines and I have gotten by way too long by, "robbing Peter to pay Paul". It's caught up with me and I am overwhelmed with the situation.

Is it a good idea to take out a loan from wellsfargo to pay off multiple credit cards. Total debt ~8k. Is there a better option?

I have multiple payday loans that have defaulted for a total of more than $5000. I am at my wits end trying to find a place that can consolidate these to one monthly payment without it being hundreds of dollars. I've seen alot about this T & C place on here but can't find anything about it on the internet. What is the full company's name and contact info and do you think they can help me? I can't risk wage garnishment and everything else and still support my wife and son. Please help! Thanks!!!

what is the process to get something removed from your credit if it was placed there before you were 18. Like two years before.

Is there any reliable web-based company or agency that has a data base of debt consolidation, settlement, counseling or other similar companies or agencies, including at least some basic summary of terms and conditions of their services? If such a service is not available, is anyone interested in trying to start one?

Has anyone had any experience - positive or negative - with this company? It is based in Derry, NY, but the agent with whom I am dealing is located in California.

Is Cash Advance USA legal in Florida does anyone know?

I want to file chapter 128, because our debts are stopping us from getting a car loan. If we file, will we be eligible for a loan?

I called a creditor and they have no records of me owing but it's still on my credit report. How do I get it taken off my report?