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I have tried to call T & C several times and have been put on hold for a very long time, so I haven't talked to anyone there. Are they a dmp or a settlement company? Thanks

Hi, everyone. I live in Illinois and have several pd loans (all internet) and one installment loan, with Check N go, which is why I am writing today. I know Check N go is legal in Il, and they have 4 checks that they are holding for me for payment of the installment loan. (loan-1500, with interest 1900). I have defaulted on my first payment to them, and got a call that they would deposit my checks if I did not contact them. I did call them and asked them to wait until Friday the 29th, telling them I would be in with a payment.

After closing account and notifying CashAdvanceNetwork not to debit my account (I overpaid several times), they were still trying. After an interesting email exchange with their manager, I decided to go to the Attorney General. In the meantime, C.A.N. turned my account over to ACA Recovery. I then recieved a letter from MTE Financial through the Attorney General stating that they have considered my account closed for quite some time. I am still getting letters and calls from ACA Recovery who it seems may be posing as an attorney (Norman G. Kalina).

Hi - Last week I sent a letter to all my creditors requesting debt settlement. I have 10 creditors that I owe money to. I explained to them in the letter that my husband got injured over a year ago, and as a result of his injury and a slow economy his business income is less than it used to be. I also explained that I borrowed the money from a family member and have several other companies to clear my debt issues and have a moderate amount of funds. I sent a letter to all of mine and my husbands creditors asking to settle the debt and pay 30% of the balance owed.

Hi - Last week I sent a letter to ............ a family member and have several other companies to clear my debt issues and have a moderate a..................s 30% of what I owed I would have just enough money from the money I borrowed to pay everyone. So today .................... I explained that I have two other creditors that have already accepted my settlement at 30%. I told him I could not afford to pay the 50% and if I have any money................ "I didnt think were any of his business". Wow, now I remember why I stopped talking to them last year! Sorry?.......

Can an original creditor call your supervisor? I have read that collection agencies must follow fdcpa, but what about the original creditor? Can they disclose (if any) information about the debt? Can you site any laws or regulations? Thx!

Address of UCA is in NC, where pdl's are prohibited. Sent letter of revocation of wages, said they were illegal, wanted to set up payment arrangements...these are the responses I have received, where should I go from here?? Thanks!! Again you are incorrect, we are not set up in NC. We are only based in NC. ----- Original Message ----- From: To: jlong @ urgentcashadvance.com Sent: Tuesday, August 26, 2008 1:18 PM Subject: Re: UCA Payday loans are illegal in the state of Pennsylvania.

Im sooo scared i feel nautious....I had 5 payday loans. 2 were legal, so i made arrangements with them. 3 were not....United Cash Loans, One Click Cash, and One Step Cash. I complained to the BBB, and got a response from One click that they settled my acct in full, so I checked United Cash website since they are the same. Again, it said paid in full.

I just filed a complaint with my state about ameriloan, not sure where it will get me, but hopefully it will stop them from loaning illegally, im sure they have their ways. when i call sure sounds like a legit company of course they will though, they are making some big $$, even though i asked to speak with a supervisor and she was hesitant and she was, they all must be :roll: thanks wendy

Hi! I'm hoping to get some advice here...I've been reading through old posts and it seems there are a lot of knowledgeable, helpful people on this site. Up until last month, I had 3 outstanding PDL's...last month I got an "installment loan" from Thinkcash (division of paydayone). I used it to pay off my 2 smaller pdl's. My fee every pay for that is only $83 - way better than the $300 just in fees for the 2 loans! Anyhow, I only have one PDL left (besides the Thinkcash loan I just opened)...it is with Paydayone (internet). I cannot afford to keep paying these fees!