Hi there, I am From Pa, and me and My husband Just recently did a Payday loan or we loan was a place to help u get a payday loan, It's call Stonewater & Associates there out of Washington State, i faxed in all my Doc. and they said i have to pay a 99.00 processing fee and then they link us to payday loans for money, well they said once the 99.00 was taken out we should have our PDL within 24 to 72 hrs..