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One of the reply on my question was how much have I paid down on my pay day loans. I still owe all the principal amount on three of them and have paid 100 on one of them. My payments have been for renewal fees only.

WHAT CAN BE DONE WITH SECURED DEBT? CAN THAT BE NEGOTIATED?

I sent my letters out last week, now I'm starting to get responses... I received this one a couple days ago... Integrity Advance payday loans ACCOUNT FROZEN NOTICE 866-656-9068 [email]gdavis@wbpltd.com[/email] 8-6-08 Integrity Advance payday loans regrets to inform you that your ACH debit has been returned due to Account Frozen. If you would like us to simply set that ACH transaction for another day, just write me and let me know what date is best. 1-866-656-9068. Non-payment of a loan due to a frozen bank account is taken very seriously here at Integrity.

But it still is listed as negative on my report, why? It says paid, but it is still on the negative side, should I be calling the cb?

I received a letter from them collecting a debt. The thing is that I don't know if this is truly my debt. My ex signed my name to some credit cards. I wrote them back and told them to send me something that proved this was my debt. This is even before I knew what a validation request was. Their reply was to send me two forms to fill out. They want a Police report and my social security card???? This doesn't sound cool to me. I was contacted by them in the past for other debts and I'm in a payment plan with them. I'm worried they are just going to keep sending these things.

I have closed my acct and need mailing addresses for several PDL Companies to send proposals to and payments to. Ten Dollar-MTE, MyCashNow, Loan Shop/ Maxwell, Paychecktoday-MTE, Oasis 1. Having a hard time getting this info from them. Any help would be appreciated

I took out a pay day loan which in my state is not licensed. I keep getting threatening and nasty calls from Smith Haynes and Watson. I am scared. What can they do to me. can I go to jail. This lady calls every few minutes and is scaring me to death with her threats. Please hes

I received validation from the CA, the debt is almost 12k, what options do I have? The CA is LHR inc, and I am not clear if they bought the debt or are collecting for First Equity? I do not have the money to settle and know getting sued is ineveitable. Are there any other options I am missing? Thanks!

Hey guys... So I have 5 outstanding PDLs.

if i filed complaints before i was offered and signed a release of liability am I at risk for anything?