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We have several business credit cards for our sole proprietorships that we want to settle. They are not attached to any EIN numbers. Do we still have to close our business before we can settle these debts or are they treated like any other personal credit card debt?

I was contacted by a company called ulpd saying they were collecting on behalf of a payday loan for usa advance/ usa bank and panadvance is insitting that is not the case or they do not know where the money was sent to. oes anyone have a contact number for them? they are the only payday loan I have left. What should I do?

Is it true that Federal Credit Union Credit card companies will not do debt settlement? What if you don't have any loans through them and no money in the bank account with them? Will they settle?

I need contact info for Loanshop Cimaron, and Nevis Marketing. Both are payday advance companies. If anyone can help please do...

Can someone please give me some basic rules for debt settlement regarding credit cards. We have several cards we need to try to settle. Some have cash advances and purchase checks. We need to do this on our own without a debt settlement company due to the vast fees they charge. We are about 2 months behind on most of our cards now. Are their certain credit cards companies that really won't settle? Please advise.

I owe a credit card debt to Discover card. I quit making my payments to save for settlement. They sent my account to a place called On Core (sp?) for collection. What happens now? An account manager from Discover said that Discover does not settle on their accounts, is this true? I had a cash advance with Discover on 4/24/08. I made my full May minimum payment but have only made good faith payments since.

Hello. I am trying to settle my debts. Is it true that after you make a balance transfer or do a cash advance you have to make the minimum payment on that credit card for 6 months before you can stop paying on that card and start saving the payments for settlement?

Has anyone ever heard of a company called American Agencies phone number (800) 521-5165? I have no idea why they might be calling me, they have called on my cell phone for weeks and never leave a message other than today for the first time. I always have a lot of missed calls and I never call back unless a message is left. So I called it back and it just says Thank you for calling American Agencies, for English press one, all calls are monitored etc etc etc. Is this a collection agency or is it something else?

A representative from j p frye contacted me and left me a message without saying why he was calling. An hour later my wife calls me that the same rep called her. I don't know how he got her cell phone number. Her cell phone number is fairly new and it was not on the HSBC original contract. Can they get your information from third parties? How do they obtain someones information, with out us providing them the information?

Has anyone heard of this company? Anyone deal with them? How do they get paid, & what is the catch?