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Has anyone worked with Oak View Law Group? Are they good? Any positive experience ?

Any feedback on which of the big 3 Credit Bureaus are the best, the hardest to deal with, etc? Which one is your favorite, and which is your nemesis?

can irs and state tax liens be included in this consolidation?

If an account goes to collections and IF the CA allows a payment plan, how is that reflected on your credit report during the time it's being repaid? For example, I have a card that if it goes to collections will take 3-4 years to pay off completely (without settlement). Is this just as bad for my credit report as settling? I am debating between heading to collections on my own, settlement with a company, or a dmp plan. I have a DMP already lined up with a company that is rated B+ by the BBB. If a card is in collections and being repaid, are you still charged interest?

i would like more information on the steps needed to consolidate my debt and work toward a debt free life.

866-247-4644 My cell phone rings I say hello over and over, then a computer says "press one" for something (cant remember? I just hang up, but it upsets me to know that they have my cell phone number after I do the "Do Not Call Register on my home and cell phone" Doesnt anything work anymore? Your help is very much appreciated. Thanks

I just received a response from one of the PDLs with an offer to settle. Sadly, the otter if for the initial principle amount with no mention of monies already paid in. I'm trying to draft a reply, but I'm not sure how to proceed.

http://tech.yahoo.com/blogs/null/99655 Looks like a CA court ruled them illegal. I have been looking for a way to get out of my 2 year contract for months now. I suspect it will take quite some time for this to actually have an impact if it ever does but I might try to give my carrier a call and site this case.

Has anyone ever heard of fast cash? I checked my credit report and there is a collection account to NCA that says original creditor fast cash and can't find anything online about them.

So I'm in the middle of fighting with the infamous Morgan & Associates and my lawyer had me pull a copy of my credit report to check it out and see if they had reported it. Interesting enough I found two that I haven't ever heard of on there. So I was wondering if anyone has ever heard of a place called fast cash? That's all it says on my credit report. It was placed with NCA (never heard of them either) and it says original creditor fast cash personal. Could not find anything online with that name. The other one was cash supply which I found. Anyone know of fast cash?