Ok, I have a question - I hope this doesn't happen but I want to be prepared. I ran into money problems- lots of them - but luckily, I seem to be getting better. I have paid my late rent, got caught up on my car payment, etc. However, I sent one bill out too soon.. as in it might bounce. I live in NJ and bank with Commerce, if this helps. I am trying everything I can to get money in there but am scared I'm going to be too late (as in I won't have money until i get paid in two weeks!) What would happen? I actually never wrote a bad check before..