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An excellent blog on credit counseling [url=http://freecreditcounselingblog.typepad.com/creditcounseling/][/url] How long are you Blogging? 1 year What is your motivation behind this blog? To Empower individuals to live debt free lives. What topics do you explore in this blog? Topics explaining various programs available to aid people in becoming debt free and to help get to the truth of achieving debt f

heard of it? is it legit? i need debt settlement

I hope I am posting this in the right section, but I really need help. I received an alert from Experian telling me that one of my accounts was just listed as a charge-off on 7/12. I have been paying this account through a credit reduction agency. Does this mean that this creditor sold my account and that is why it is charged-off? Was I scammed by the credit counselor?

can you help me consolidate storefront payday loans?

Question:

Hey guys, An update on things: Stuff was calm for a while, but it looks like the headaches are starting again.

How do i find a company that won't rip me off in cosolidation of payday loan

I don't know which we should do. We owe approx 20,000 on four credit cards. None are past due.. yet. But that time is rapidly approaching. Our monthly payment on all 4 is around 400. We can afford half that. We had a lot of car expenses and medical expenses. I've done a lot of balance transfers but now all the cards are maxed (at decent rates, except for one) and we can't get any more credit so we really have to deal with this. I can't live like this anymore. We had to short sell our house, so our credit (formerly good) will be dinged anyway.

Today I received a phone call from Cash Unlimited..... 1] The man I spoke to was rude and horrible manners... and customer service. 2} Demaning I make payment from a loan I took out in 2005 3} I have paid on this on loan 4} In the mean time I had closed my account {several years ago} and of course don't have the proof of payments... { I know I can call the bank and get my statements from 2005.} 5} This business Hasn't bothered to contact until 2008... WOW! 6} Know my balance is $5000.00 ....... JEEPERS 7} They said I can make a lump sum payment of $600.00...

I read in another post a reference to something called PDL Assistance Program. Has anyone heard of this? And if so, how can I get some more information?