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I ran into a financial burden and wasn't able to payback a payday loan I had though the internet. Legal Mediation Practice called and threatened to turn my file over to the AZ Attorney General's office to have it processed. Eveyday when I come to work I am scared that the police are going to come arrest me. My account of course was closed do to all the NSF fees. So they say because that is illegal they can have me arrested and that I broke the law and my background check came back clean that they just want me to pay up.

Why would a dealership give a bank an incorrect address for the loan? The Billings Dealership gave the bank an address for me as an empty lot??? This car dealerhip is soooo shady. Charged a sales tax in a state where there is no sales tax!!! Switched documents.

I have been lurking around here for awhile and got the courage up to ask for some help...really quite embarrasing. Got a $750 pdl from Cash Transfer Centers and from what I can see here they are not legal. Or are they? I am in Nevada.

I have noticed in the past few weeks that quite a lot of the payday loans are closing in the Akron and Canton area. I wonder if there will be a mass exodous once the new PDL laws go into effect in late August.

Has anyone ever heard of PDL Assistance? I am in the process of finding a debt consolidation company for payday loans. I have been talking to pdl and towne and country. Any suggestions would be helpful. thanks debbie

I have an account with Client Services out of St. Charles, MO. They are collecting on behalf of Bank of America, which was closed last year with overdraft fees totaling 900 dollars (a mess which was created due to payday loans.) I have paid Client Services 250 dollars thus far. I had set up for Client Services to take out 50 bi-weekly from my debit card.

Hello, I have a question regarding a letter I received from Northland Group, informing me they have been assigned to collect on an old Capital One card. The card was charged off at $550.00 about four years ago. The letter states I owe $1,043.49. Here is my question, the letter states, "Because of interest that may vary from day to day, the balance due on the day you pay may be greater" I live in Ohio, does anyone know if collection agencies can charge that much interest? Thanks in advance for any clarity on this.

I have read reference to this but do not know what it is. Can someone help me??

Ok, I sent a DV letter again today to Gillette and Paul- first one hasn't been picked up- found out I left out the suite # I think. So I sent another today. But when I they called last week, they said they would send out an advadavit and they did. I just want to make sure that I am correct and they can't sue me for it. I live in Florida so the SOL is 5 years. In this thing they sent me, it says last payment was Nov, 7, 2002 so the SOL has passed right? This is a Household bank credit card by the way. It also says they don't have the original records because they have been destroyed.

Hi, Being sued by collection company. I have every intention of filing a response in court. I have a question about proof of service that I am hoping someone can answer. When I have a friend mail the proof of service to the plaintiff does it have to be mailed by certified mail with return receipt? Thanks.