Search forum

How do I go about negotiating debt settlement when my credit status is still in good standing? I have spoken with several credit card companies and they all specify that since I am in good standing there are no settlement options available. I have limited funds set aside to payoff my cc debt and a large amount of unsecured debt that I want to resolve and close my accts. Paying the monthly minimum is not an option, since I am looking to close the loop on the revolving debt and limit the negative credit impact if possible.

Hi. I live in Ohio. I have a defaulted payday loan with geneva roth for $300, i have only paid $90 so far. I have heard that they are not licensed in ohio where i live, and according to the payday loan laws of ohio, i should only owe them $345 total for a $300 loan. I closed my bank account that they had access to, so that they could not get any of my money. They hace tried calling me several times and i never call them back becasue i know what they are calling about, they want thier money, and i do not have it right now.

I am hoping that someone could please answer my questions below. 1. What is the legal limit a Canadian PayDay company charge? 2. Are interest charges suppose to stop once a collection agency gets the account. I live in Ontario and can't find any information anywhere and am desperately seeking answers to these questions - any help would be truly appreciated. Thank you.

I was just a little confused on the license issue with payday loans in Wisconsin so I decided to email the Wisconsin Dept. of Financial Institutions. I asked how do the laws apply to internet loans and this is the response I got. I apologize if this is listed out here already.

Ok so so far I have read so much on here and gotten so much advice on how to do this myself. I just want to make sure I am not missing a step. I was going to hire Langnorne Firm to help me but their fees were insane! Here are the PDL's I have out: Impact Cash: $300 (paid $180) PayDay Depot: $300 (paid $75) PayDay Loan Yes: $350 (paid $315) PayCheck today: $400 (paid $360) Urgent Cash Advance: $300 (paid $0) Check City: $700 (paid $0) Okay so I sent letters to all, by the way Urgent Cash Advance is the only legal institution in Washington State, which is where I reside.

It seems legit, I joined as a member, my screen name is Shalimar, the name of the site is "Scour", it's a search engine. You get points for every search you do, enlisting friends, and making comments on the search results. After you achieve a certain amount of points you will get a $25.00 gift card. Here is the link: Tell them Shalimar sent you. :D www(dot)scour.com

i have several pdl i have already listed i have paid off 2 friday now they tell me i owe more money which i refuse to pay. i thought i was doint the right thing by signing up with the pdl consolidators but i am starting to get a little suspitous with them. i am on pins and needles waiting for a reply. any ideas anyone?? my name is robin 2 emails *********or ********** [color=DarkRed]*personal email id deleted as per forum rules[/color]

Okay I sent out my ACH revokes and at first SMJ/ aka Platnum B. told me they showed that I had applied but I never took the loan. So I advised them that they show on account every week at $90 a debit. So within 10 mins of sending them this information this is the email that I received: Mrs. Name removed for your protection, by Shazzers I respect a consumer who researches the services to which he/she uses.