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All of my debts are credit/store cards, they are old and in collections, are you able to discharge them or do they have to be recent? I have been paying 4 of them off, 2 thru credit counseling, 2 myself, I read you cannot file if you have made a payment 90 days before, is that true?

i need help with payday loan debt?

LOL I sent Nationwide/Ambassador the fax this morning and have received THREE calls in the span of an hour. The lady said that she received the fax. Ok, what part of do NOT call me do you not understand.. they called my work twice, and cell once. Anyways.. She said in her voice mail something about they do not accept 3rd party consolidation companies. HUH? Where in the world did she get the idea I was using one of those? She would be more than happy to make payment arrangements. Oh, Im sure.. .for more than I owe. I borrowed $400 and belive I've only paid like $177.5.

Before I lose my house, can someone offer advice on my payday loans? ameriloan - Payoff amount $390. Original loan amount $350. Paid on loan for rollover fees etc $525. Paid down principal $100. PaydayOne - Payoff amount $1197.12 Original amount $1000 was the last, i kept renewing and increasing it when i couldn't afford the payment. $$ paid ? thousands. I currently pay around $400 a month to roll this one over. Check and Go - Payoff amount $1029.50. This is another one I have increased my amount to avoid paying the payment serveral times.