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Payments of the Winner of "Question of the Week"

17 years 10 months ago
Congratulations 2nband, :D Have a look at the Payment for QOW :D Keep on answering Q-O-W and who may say you may become the winner again. Jason :D

 

Insurance- What is an SR22 and non-owners?

17 years 10 months ago
(Waiting for editorial view)

 

Citi Entry Removed, LVNV Come.... How to get it deleted?

17 years 10 months ago
I have a Sears card, which was sold to Citi but with a wrong address, so this account became overdue and then charged off. I disputed it as "not my account" with EP and TU in 2004 by the address. This entry was removed from both CRs. Later, Citi sold this account to LVNV, and somehow they obtained my correct address, and LVNV entered my CR. I want to continue to dispute, but since they have my current address, if I continue to dispute as "not my account", the verification may come back as "accurate", then I am screwed.

 

payday loans

17 years 10 months ago
I have 5 pay day loans, 1 internet and 4 storefront. the businesses are Check Into Cash $300, EZ Money $450 (returned check for $500, I have paid $50), Mister Money $250 and online BIG $280 I live in Iowa

 

Now the letters have started

17 years 10 months ago
I received a letter today from RPM saying that they are trying to collect a debt for LVNV Funding in the amount of $653.28. I have never done business with LVNV so I know they are not the original creditor. Has anyone dealt with RPM before? Any suggestions before I send off my DV?

 

Is this a complete & valid debt validation response?

17 years 10 months ago
I have sent a request for verification to a CA asking for the following: What the money you say I owe is for; Explain and show me how you calculated what you say I owe; Provide me with copies of any papers that show I agreed to pay what you say I owe; Provide a verification or copy of any judgment if applicable; Identify the original creditor; Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered Agent Proof that the collection company owns the debt/or has been ass

 

Credit Report Inquiries

17 years 10 months ago
Hey everyone. My new job is going to run a credit report on me. When will their inquiry show up on my credit report? I understand that if it's someone checking my credit report, it's considered a soft inquiry. Will their inquiry show up on my report right away or later and how much later? Can they check my credit and their inquiry not show up on my credit report? Please help, Ed

 

Cash Call, been sued???

17 years 10 months ago
I see lots of post about cash call and I know they can sue you but has anyone here or does anyone know someone that has ever been sued by them? I've put them with T & C dmp and I'm guessing it will be a fight till the death, but I was really wondering if anyone had really been sued and what happened. Thanks Reny

 

Bankruptcy software

17 years 10 months ago
Has anyone here used bankruptcy software for help in filing. I am thinking of using one becasue I can't afford a lawyer. Can anyone give me any suggestions, thanks

 

LVNV Validation Joke

17 years 10 months ago
I get a collection letter from Resurgent Capital..one of LVNV's entities. I send them a DV letter. They send me what they consider validation....something printed on their letterhead that says "We are collecting for Washington Mutual, the amount is $XXXX and there may have been interest added to make it $xxxx. Can u believe this!!! :lol: :evil: