First of all, let me say that I started visiting this forum a few months ago and I have learned so much. I can't believe I was so stupid to get caught up in this. Never again! But first...
I have two payday loans outstanding, one with ameriloan, the other with Cashzip.
I borrowed $250 from Ameriloan and paid $75, which they applied toward the principle, so I owe them $175. They have been open to repayment arrangements, but I don't have the money to repay them, at least not right now, as my husband is currently unemployed (and has been since the end of April).