Search forum

i borrowed 200.00 and have paid back 415.00 and still have a balance owed of 130.00. that means they have collected 335.00 in interest on 70.00 leaving a balance of 130.00. at that rate i will be in the thousands by the time this loan is paid off if it ever is.

I recently had a collector call ( in Texas)and say that if 1/2 of debt isn't paid in 3 days then they would sue. I panicked and gave auth to pay and gave our bank info. After talking to my husband we decided to close out that account before they could get any $$ out of it. We did get the account closed and received notice from our bank that it was returned to sender. My question is that since there was nothing in writing and no paper check is that like giving them a "hot check"? Thanks for any info- the CA has started calling this week and I would like to know before I call them back.

There's a shill over in the debt consolidation board that just doesn't know when to quit. Here's the URL for the most recent page of that thread. The idiot in question [Willy] just can't seem to understand why I have a problem with her. Shilling, promoting a scam, personal attacks... On and on. I've been having a spot of fun with the whole thing. Don't lock it.

“Librarians as knowledge masters” is a brief encyclopedia for librarians. It gives information on diverse topics. If you want to quench your thirst for knowledge, it is the best platform. The selection of topics, arrangement of those topics and the planning of its orientation is simply amazing. In fact the entire set up is made in such a set out plan, that it can be possible by none other than a professional. The nomenclature of the blog, around which the majority of the topics centers, is a reflection of the taste of the owner in true sense.

This debt collection agency filed a lawsuit against me about a month and a half ago. I filed an answer and also sent them a request for debt validation. I have not heard anything from them since then. What is the next step? Do I leave things alone? Or do I mail them again asking if hey received it? The letter was certified so I have the receipt to prove that I sent it out. In the letter I stated that by law they have 30 days to confirm the information and it is well over a month.

Under a debt management program, can you include my payday loans, cashcall loan, and medical bills?

I feel better now knowing I'm not alone in this situation.I've read through the forum but am still not sure where to start so I figured I'd post my info and ask for some help.I am in Illinois with 3 internet and 2 storefront loans. Payday Max 700.00 Paid 621.36 ameriloan 400.00 Paid 270.00 Check N Go 1500.00 Paid 271.20 {Actually Through First Bank Of Delaware} The Cash Store 11100.00 Not sure what I've paid Cash ASAP 400.00 Again not sure what I've paid. I am willing to repay my debt but was just hoping for a more manageable amount. Any help is greatly appreciated.

Cover story of Business Week for June 6 is on National Arbitration Forum (NAF). It talks about the conflict of interest that exist. Link is below. businessweek.com/magazine/content/08_24/b4088072611398.htm?chan=rss_topEmailedStories_ssi_5

This is a long post, please bear with me. Received a summons regarding an old credit card debt. Never received any collection letters or calls from this company until recently, the letter gave me 30 days to respond or would be forwarded to a law firm. During that time I received a letter from that law firm telling me to pay, not long after that I get the summons. I have tried contacting the collection agency but they wouldn't talk to me, they just gave me the attorney's number. I called them several times and I still haven't spoken to anyone. Now, I need help on how to answer.

Hello everyone (lurker coming out and posting here :) ) I just checked my credit history and found out I have a "adverse account" :( (and here's my story heh) I went to get some xrays some time in 2005 (paid the copay) and thought health insurance covers the rest. I moved away shortly in jan 2006 so I never recieved any bills or letters from collection (or from the radiologist office. it says that "I was sent to collections in 10/2006" (even on my creditreport from all three, has my new address since 3/06) but I never recieved a word from them. Ive been doing some reading here, should I ju