Chase credit card is less than 60 days past due, approximately $9000. I just received a phone call saying that the account has been moved to their pre-litigation department. Normally it stays there for 35 days, but I can get extensions for up to 4 months (I think). They say that after that if the account has not been brought current, it will move to the litigation department and they will file suit. Then if they win the judgment, our property could be liened and wages attached, etc. I can't bring the account current, and even if I could, I wouldn't be able to keep the account current.