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Oak View Law Firm

18 years ago
I think I am going to go with Oak View Law to help me with my situation. I talked with them yesterday and it's a little expensive, but it's worth it. The price I would have to pay to pay off all my pdl's and and the price I have to pay them is much better. They are willing to accept what I can afford. Check out their website if anyone is interested in learning about them. They are members of the BBB, Dunn & Bradstreet and the International Association of Professional Debt Arbitrators.

 

Problems with First American

18 years ago
I have a loan with First American Cash Advance (storefront)and I have been having problems working out an arrangement with them. The arrangement that I had worked out with them, I was paying and then it became too much for me so I offered to bring in half of what we first arranged and they would not except it. Now they won't take any payments from me they just want the full amount. So eventually they are going to send me to collections by the end of this month. Does anyone have a number to there corporate office? Have anyone had this problem with them?

 

Has Anyone Heard of American Financial Freedom?

18 years ago
I have a job offer to work with a reseller of their debt consolidation product. But I wanted to know more about not the company I will work for but American Financial Freedom, the have a satisfactory record with the BBB in San Ramon, CA, but not a member.

 

Just got this email from CashNetUSA that they overcharged me

18 years ago
After a recent system update, we discovered an error in the annual percentage rate (apr) disclosures for your loans listed below. We are sending this letter by email and U.S. mail to correct the errors and adjust your accounts with us. In each loan listed below, we mistakenly understated the APRs in our original disclosures. The correct APRs are listed below. To fix the mistakes we are issuing an electronic credit in your favor to your bank account ending in ****7529 for each loan listed below.

 

Payday Loan question

18 years ago
I have three loans currently outstanding and I live in Illinois (1) Payday USA $300 PD $275 (2) Payday One $1000 $406 due per month for 8 months (3) ameriloan $ 200 $60 due per month My Net income per month is $1868 How do I find out if these lenders are legal in Illinois? Also who is responsible when the law in Illinois is a maximum of 2 loans at one time and a maximum of 1000 or 25% of my gross income? I want to work out a payment plan with these lenders but don't know my options

 

Movie Review: Iron Man

18 years ago
Simply amazing. This is going to do for Robert Downy what Pirates did for Johnny Depp. This movie is simply a perfect fit. Perfectly timed everything. Bonus. If you sit through the credits you will get a nice surprise!

 

Pay Day Loan question

18 years ago
I have three payday loans outstanding Payday USA $300- PD $270 so far Payday One $1000 payment due this month of $406 ameriloan $200 Payment due this month of $60 I live in Illinois and my net income is $1868 per month How can I find out if these stores are licensed and the maximum they can charge me per month?

 

Payday loan overload...scared to death

18 years ago
I closed my bank account yesterday because I cannot afford to pay any more pdl's. I live in Indiana. Arrowhead, owe 325, paid 290, borrowed 300 Cash Direct Express, owe 443, paid 262, borrowed 300 Loan Point USA, owe 325, paid 470, borrowed 300 Fast Cash 911, owe 520, paid 120, borrowed 400 PayDay Max, owe 218, paid 640, borrowed 500 Need Speedy Cash, owe 172, paid 353, borrowed 300 Cash Advance Network, owe 390, paid 90, borrowed 300 Total Lending, owe 390, paid 90, borrowed 300 Secure Loan Processing/Fast Cash Online, owe 625, paid 695, borrowed 700 please help...I don't know where to st

 

Need help with credit card debt.

18 years ago
I need some serious help with my credit card debt. It's currently around $13,000. I've recently been laid off and as such can only afford minimum monthly payments as I have limited funds. So I'm trying to find a way to settle the debt but I'm not sure of the right way to tackle this problem. I've been thinking of sending the credit card company a letter stating the amount I wish to settle for. I found a couple samples on this website that seem very well done.

 

Overcharging according to state statutes- help

18 years ago
Hello...I contacted Sonic Cash (internet company) and informed then that according to Kansas statutes, they are overcharging my finance fee. I asked them to refund anything over the maximum fee and apply it to my loan balance. I received the following response: When you requested the loan with us you signed an agreement that stated you were taking the loan out under Idaho laws not Kansas laws. Huh? If I don't reside in Idaho, can they do this? Thanks.