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Recently, I've been trying to stop these payday loan companies from hitting my account. But my bank(BoA) won't do anything about it. The branch manager forwarded my story to their fraud department and they said I signed an agreement with them and there's nothing they can do, except wait for 90days, close the account and send me a bill for the negative balance. I'm so frustrated with this, my checking account balance is at -$911. I refuse to put any of my hard earned money into this account, which is why I opened a new account at a new bank.

Question regarding my Credit Report: The credit card company name and credit limits are correct, but account numbers are incorrect. Should I state the correct account number to the bureau on my dispute letter?

I emailed and faxed letters to 2 PDL co. revoking their priveledge to debit my account. I got a response back immediately from Pay Check Now stating I owed them $400.00 and that they would be debiting my account for the interest amount of $187.00 and it would rollover if I did not contact them to take the full amount out. Help What do I do next? I closed out the account as I have paid them back the full amount borrowed, not including interest, I live in NJ

United Collection Bureau called me and told me they are collecting for Washington Mutual. Can I pay him the 11,160 I owe. According to my credit report I owe 10,000. Or he could negotiate with someone and bring it down to 7,813. if I paid 3 installment payments. He wanted an agreement from now otherwise, they will have to get the lawyers involved, garnish my wages and put a lien on my house. Well I can't come up with those kind of payments but was willing to pay something. He asked if I had any friends that had money or are wealthy.

How long can a company hold on to a civil lawsuit, if they filed it last year, is there a time limit on when they have to act on it or lose it? A defendant on has 30 days to respond, so does the plaintiff have a time limit on getting the case into court before it can be dismissed for not acting on it at all. I have one that is over a year and a half and still have not gotten to go to court yet. Any advice that anyone has would be greatly appreciated.

notice of intent to dismiss for lack of prosecution on court's own motion...what exactly is this?

Total amount is $5,222.74 + costs Card was taken out with Chase Manhattan about five years ago [right around the time my daughter was born] In the summons, they include an exhibit that they call an "affidavit of indebtedness" but it doesn't show anything more than their company supposedly picking up the debt from Chase. No start or end dates with Chase are indicated - so no real proof that there is a card out there with my wife's information out there somewhere. Yes, she had the card taken out - and yes it did get behind.

What is Think Cash considered? An installment loan or pd loan?

ok, i am really new to this and i haven't gotten muc response but here goes anothing post.... i called the court to see if that was really a case file against me. I gave the representative my case number and she told me that i didn't have to appear in court. That the letter sent to me was a NOTICE OF INTENT TO DISMISS FOR LACK OF PROSECUTION ON COURT'S OWN MOTION....have anyone ever received this letter? what should i do next????is it true that i won't be penalized for not showing?

I got a letter today from WebPayday. The letter states that I am governed by the state laws of Utah. They refered to Title 70C of the Utah Comsumer Credit Code. They say did not make any payment towards the loan an I know that I did. They want $200.00 to have the loan paid in full and I need to mail my payment to Loren R Cook & Associates in Houston TX.