I had a payday loan company's collector call me threatning to press charges against me. I truly don't even remember borrowing this loan and ask could they forward the documentation to me. I told them there's no way I would try to steal money for a payday loan company. I have been caught up in the payday loan mess for years. They said I needed an attorney, and that they could forward the information to my attorney. I spoke with an attorney, and he said it was a criminal act for them to contact me with such charges. I don't know what to do? Any any advice here would be greatly appreciated.