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I have a cc that was canceled because of universal default, even though I was up to date on payments with that card, i stopped making payments almost a year ago and they sent me to collections, they are now saying that the cc is a charge off. My questions is how is not on my credit report? And will it pop back up on my credit report at some point? I called and tried to reduce it if I could pay a lump sum. They said no.

Hello, Just a note about this company, was contacted by them, actually my mom was, and i found out and called them back. These people are nasty and rude, the lady overtalked me and then hung up on me. The problem is solved, it was a bill for a hospital I visited in July in FL, my grandmother had just passed and i ended up staying with my mom for almost a month, then returned home. i was never once contacted by the hospital in an attempt to collect this debt nor was my mom. i had listed my mother's number because i was staying there and my PA address etc...

Company/Individual reported: yrmc Please let me know why you have taken 100 from my bank account without my approval!!!

i have past due accounts that have been turned over to collection agencies. will these collection agencies work with you on my account?

About a year ago, I got a PDL from cashnetusa for $400.00 in the state of OH. When it became due for payback, I asked them to wait until I made a deposit, which they didn't, causing me to be overdrawn. I had not heard anything until this last week when Great Lakes called my ex-roommate, looking for me, saying I was being investigated for fraud. Is this legal? I have always planned on paying this back, just fell on some hard times. Someone please save me from this ongoing panic attack.

I called back & you can't understand their answering message thanks to the broken english. Did reverse phone look up & got nothing. Anyone know?

Ok, I am in dire need of help. I live in Wyoming and have an account with Cash Transfer Centers for $1500, I pau $1904 on the 15th, reude the loan and pay $1905 again on the 30th. I know they are not licensed in Wyoming. How do I legally get out of this loan. My husband and I are looking at Langohorne Debt for help. Any advice? I have asked them if they make payment arrangements, and have been told no.

Hello, I am from Ohio and I have obviously gotten into the internet pdl tornado! I have closed my checking and reopened a new! ameriloan has called me everyday, this past week, at work! The superintendent says this is illegal and if I don't take care of it then he will! The thing is I have tried to take care of things but they won't stop calling!! I talked to a lady on Friday and I told her that they cannot keep calling my work!! She says they will continue to call until they get their money!!

I answered a summons and basically denied owing the amount they said I owed. I said I realized I owed a smaller amount but what they were asking was outrageous. This was on March 19th. I have not heard anything yet. What is supposed to happen now? Should'nt I have heard something by now or do they basically have forever to answer me back?? It's been almost 60 days now. please help!? Thanks~Angie

I am 57 years old with a 30 year balloon mortgage. I was thinking of refinancing at a somewhat lower rate of interest with a fixed rate. However, I have enough money saved in a tax-deferred annuity to pay off my mortgage right now. At present, my mortgage interest rate is twice the rate of return that I am getting in interest on the annuity. Your thoughts?