Hi, i'm new to this forum. I need help I have 7 PDLs and they are all done in stores. I have no living family,unfortunatly. I needed help to keep us going. I live in VA. The PDLs are with Quik Cash, Check Smart, Advance America, Check'n Go, 1st Choice, ACE Cash Express, and Cash-2-Go of VA. I want to pay them off, but the interest is too high. Help!!!! I'm considering finding a 2nd job just to pay this back. I'm trying to rebuild my credit after a recent divorce, but not having much success. I've tried to get a loan to consolidate my debts, but I got turned down.