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Hello, I am here usually for the payday loan group where many wonderful people have helped me in many ways. Now I am trying to help someone :) My friend (who does not have internet) had his identity stolen. He tried to sign up for cable and they said he owed $571.66 from an address he never lived in. Sadly, we know the person who did live there. We are still trying to figure out how this happened - why didn't they check the lease or at least a photo ID? To make it worse, my friend was homeless at the time and was staying in motels so has no proof of address. He was def. not living there.

Anyone heard of them? I just got a letter from them saying they are a collection agency for EdollarsDirect, saying I owe $320. The original loan was $200 and I paid them $900. Also te letter states they have reported my delinquency to the credit beraus..can they do that? I cant afford anymore bad marks on my credit. Also anyone have their address or preferably email address?

:? :( [color=Indigo][/color][font=Arial][/font] Hello to everyone out there!I have been exploring this site and have found some good info. I've hve been very stressful on thinking of who to enroll with regarding my debt consolidation. Please let me know if you know any information on the following: Achive Credit Security, LLC Amerix Springboard Christian Credit Counselors Money Management International

Since my husband switched jobs were were able to stop the garnishment we had been receiving. We are able to rehabilitate the loan now with 8 more payments. That's fine, no problem. My question is though if the OC has reported the account charged off is the company that guarantees the loan also able to report it as collections placing a double whammy?

Thanks in advance for any help. I just signed up with Hess Kennedy. I did not know anything about them before signing up for debt settlement. Now, I see tons of bad stuff about them. I have a signed contract that spells out everything and it looks great on paper. Even though they will make a lot of money off me, over 6K, it still saves me tons and gets me out of 17K debt in 2 months of 450 and 36 months of $260. As long as my payments are made, am I ok? I know my credit will be shot but i accept that.

So I figured I would try something to get these companies to stop calling since they obviously dont care about the C&D letters Ive sent them...What i did was I changed my voicemail to the generic recording where it just says my # is not available. So when they call they dont hear me say my name. Then i started answering and when they asked for me I got upset and said I just got this number and Im sick of getting calls for the previous owner. Im getting apologies and no more calls. Just a tip. :D

To all members, mods and guests - any posts you see on this site claiming to have contacted a company that "is truly out to help us!" with collection agencies, etc, and instructing you to call the following phone number: (406)598-6347 is a SCAM. That phone number is a CELL PHONE located in Billings, MT. How many debt consolidation or loan companies do you know that use a cell phone as their main contact number? ;-)

I had an attorney tell me that the maximum penalty a person can sue a CA for over fdcpa violations is up to $1000.00 TOTAL. he said it doesnt matter if they break the law once or a hundred different ways--that you can only sue for up to $1000.00 total. My interpretation was that you could sue for up to $1000.00 for each unique violation. For example, if they ignored a DV request while continuing collection efforts, that is one violation.

I'm about to send my DV letter out today. Silly question: Do I need to sign the letter or just typing my name on the letter is sufficient? Thanks for your help! Hope

(Waiting for editorial view) There are fees attached to being a part of a 401k plan, this video explains how.