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I hope this site is as successful as the USA debtconsolidation care site, hopefully people will come along soon and fill the site with forum discussion, I think this expansion is awesome.

Hi, I found an entry on my credit report for an account held by a credit agency amounting to more than $11,000. I traced it back, and this was a debt that was purchased from the original lender, a credit card with a balance of $4500. Is it legal to keep charging interest after the account is long closed? I'd like to pay it, but not twice the amount originally owed. Thanks for any advice.

I just received a letter from ACA Recovery, Inc. in Ridgewood NJ, Norman G. Kalina of Counsel. The letter states the following: Your account listed below has been assigned to us to Collect. you may not have intentionally neglected this obligation, but it is past due and needs your prompt attention: At this time we ask that you either: 1. Remit payment in full to this office. 2. If you cannot pay in full at this time, please contact us; we may be able to work out a payment schedule. 3. If alledged debt is disputed or paid-Please notify us in writing. Please contact: Mr.

I stopped Payment on both accounts yesterday, and had them reverse the charges for both, in the end I still payed 1140 for a $400.00 pdl and $850.00 for a $350.00 pdl. I also filled complaints with the better business bureau on these. What other steps should I take. They called me this am and told me they were going to take the money out of my account anyway. What steps should I take next

Can you be put in jail for not paying payday loans? I have too many store from payday loans and I cannot keep up with them unless I take out more payday loans or use this debt consolidation service. I am worried that these payday loan stores will press criminal charges on me. I have 5 outstanding loans with store front payday loans. I have every intention of paying them back I just cannot make the payments that they are asking for.

I noticed the fourms for payday news is gone and hopefully this is in the right place. "Need for payday-loan cap doubted Lawmaker wants focus on regulation, not interest rates Friday, April 18, 2008 5:35 AM By Jim Siegel THE COLUMBUS DISPATCH Calling the dreaded 391 percent payday loan interest rate a "fictitious number," Rep.

I have 2 old payday loans, 1 with United Cash and 1 with Preferred Cash (old from '04) that are showing on my CRAs being collected by Certified Recovery in Houston. Looking to have them validate the debt (plan to send letter certified). They haven't updated my reports since '05. I really need to get these deleted ... will this just stir up trouble and have them calling me. I honestly have never heard from this collection agency before, but am trying to clean up my reports.

Hi. I just got my first verbal contact from loanshop/isle. I was left a voicemail from Linda Pritchett, who claims to be my account manager. She threatened me with "further action" if she doesn't receive a c/b from me today. I have sent the appropriate letters. Should I re-send them? I have paid $85 of a $200 loan, and included in the letter a plan to repay them the principal amount only. What do you all think?

Can someone help me obtain the addresses for.. Magnum Z TJF Corp Eme Marketing Thanks a Mil.

Are they the same company? I saw several threads and people have listed the same address for both. Can anyone clarify this for me??