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I took out a loan a few months back with 500FastLoans for $300 (internet), which I later found out is illegal in Ohio. Anyways, after paying $300 back in good faith, I put a stop hold on my checking account with the intention of closing after my mortgage payment posted. The only problem is 500Fastcash issued an electronic check for $480 to my account. I immediately informed my bank (Charter One) of this fraudelent activity. I filled out an affidavit and they (the bank) have started their nvestigation. My account has been placed in a 'Credit' only status.

Im not sure if this is the right place to ask this but...is there an area where we introduce ourselves?

I live in California and I took out a payday loan two weeks ago. Now it's due and I am trying to negotiate payments, since I don't have the full amount. Pay Day One says no, but if I default then I can make payment arrangements. I guess I don't understand. Why would they want me to default first? Is there anything that I can do?

I get this message to call about a current investigation with a file number. My caller ID says Peak Financial, listed on Bud Hibbs site as the lowest of the low. I was surprised that my search on this site came up empty. Has anyone here had any experience with them? I am expecting I will be harrassed which is OK because I need new material to write about.

It is a scenario that I have seen far too frequently. A guest who is seeking help posts a thread and gets a a few replies. Suddenly another guest, or possibly a member posing as a guest, makes a comment that is off topic and usually directed at someone. Next thing three more posts come out replying to the comment and the whole thread degenerates. This is exactly what the negative poster wants to occur. Now they have sabotaged the thread successfully. These comments should be brought to the attention of the moderators who will delete them. That is what moderating is.

I am in trouble and don't know what to do - I have 9 payday loans (can't even remember all of them) They will all deduct finance charges tomorrow and I need to know what to do - I have lost my job and this is my last paycheck and it will be eaten up by these loans as well as part of my husbands paycheck. We have utilities that have to be paid and no money to live on for two more weeks. Not to mention that my husband's check will be gone every two weeks from theses loans. If I close my checking account what happens to our direct deposits?

Hey has anybody used New Era debt solutions to try and get out of debt? If so how did it go? Or what company would you recommend?

I have a question...can they report 30 day late when you were only 15 days late? Seems to me they can't report a 30 day late if it wasn't 30 days late. :)

Took out a $300 internet loan from the BMG Group (aka Summit Group LLC)back in Jan. I've paid over $390 now and want to close my checking account because of these sharks. Are they legal in Ohio?

I have the following loans: Payday okay, this one is almost paid in full as they are no longer doing business in PA and have switched to payday one. Principal balance in $100, fees paid over the last year $870.00, original loan was $500.00 Payday one $650 principal, loan fees paid over the last year $1681.50 CashadvanceNetwork Principal $600, I cant get into loan history with them to calculate exact fees, but I know it has been around $720 at least.