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I reside in the state of Pennsylvania and my whole paycheck goes to payday loans. I was wondering if if could just put a stop payment on the ach's and make arrangements with the companies to pay them off every two weeks. By the way, what are the laws for payday loans in the state of Pennsylvania. Thanks for your help.

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Ok I feel that I am a bother it is Friday and I have until next Thursday to make a move on this payday loan stuff. I don't know if I should try and handle it myself or go through a loan consolidation. I called one that I found on this site I think it was BB&R or something like that. But anyway, I really need some advice. Today I received a check from The Money Center out of Texas ( I live in Ohio) for $300 to reactivate my account, I already have an open account with them for $500. Any advice would be so appreciated. Thanks Michelle

This can be very profitable for some people if you find the right stuff to sell. Because of my high amount of debts, i've been finding myself going through my closets and my bedroom closet at my parents house and selling my old books, cds, movies, etc. Granted, a good percentage of the items I sell go for a cheap price, but it adds up! Not only that, but a couple items I've been able to sell for a good price ($50 or more) Students, don't sell your textbooks back to the bookstore at school, sell them on ebay!

I took out a payday loan with ACE cash express for $575 in DC. I live in MD. I defaulted on the loan because I lost my job. They are now calling me threating to take me to court for bad check. I was just wondering if they are lying. I tried to work out payment arrangments with them but I can not afford what they are offering. I am thinking that if they do send it to a collection agency I can work out smaller arrangements with them. However I am not sure if the actually will file or just send it to a CA

I thought it should be only fair that if we're sharing money making ideas to warn people of various schemes out there so they don't fall for them.

Make money by (insert various home based job) - I fell for a 'make money for stuffing envelopes' scheme a number of years ago.

I am going to have to default on some of my storefronts before I have time to pay off some and arrange further paydowns. I did a stupid thing in that I sent off my house payment early so it would get there on time. Instead of deposting my check as they usually do, they ran it through the day they got it. I had money in the bank to cover the checks I thought would come through, but it left me $500 overdrawn. To make a long story short, I have about $400 worth of overdraft charges on all the small checks which came through last night.

Opened a new account :) I'm waiting for my gas to come out of the old one and then I will close that one :) B of A said they will link my Debit Cards to my new account and once the old one is closed, its closed :D It feels like a weight has been lifted, because ... I know they cant do anything to me LOL Since you know they are illegal in my state and all ... :lol: Have a fantastical day :)

I just entered this website with a lot of crazy questions. I have posted all the questions at https://www.debtconsolidationcare.com/settlement/index.html

I always had this query that why the hell my employer needs my credit report?