We need to know exactly how to interpret Texas law, please! I know there are "experts" on here as to reading the state laws and figuring how much the actual payback amount is. I'm trying to help a member and, for the life of us, can not figure out exactly what the payback amount would be for a Texas pdl. A licensed pdl - not an illegal one. Please read the following Texas state pdl law and post what exactly it means! Call me stupid! :shock: But say, for example, what would the payback be for a $300.00 loan??? Thank you sooooo much for any help on this!