I live in India.Right now I have several small loans which were taken for construction of house,education of my children & various other needs.
The management of the loans suddenly went out of my control due to some unexpected heavy pay outs on medical & other emergencies which, now, I want to consolidate.
My monthly income, togather with my wife's income is around is around Rs. 30,000 p.m. and I can easily pay Rs.