I was wondering i was charged on my credit card by an online gambling site i did not make those charges. I disputed the charges and my credit card refunded back my money found the charges were fraudulent. Now jmc is contacting me and trying to collect a debt on the processing company. They told me i had to get a police report to send. I tried but the police department wants documents like the affidavits to the company that is trying to get the money from me. They tell me they have no such docs. So they gave me a dead line and said they were going to ruin my credit.