this is a good one. and interesting to show people just how bad it can be to pay your debt. 7 years ago i moved out on my own. not too long after that i was in debt with 3 major credit cards. fun fun. well i found this web site. DEBTCONSOLIDATIONCARE.COM they connected me to a company that would consolidate my bills and make payments to my cards for 50 dollars a month above what my minimum payments were monthly. okay i said how much less time would my bill pay off. well if i continued to pay minimum payments with the credit card companys. i would be 30 years older by the time they were payed.