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As stated in another thread, I was sued by Cach, LLC but when I denied not owing the amount because I didnt have enough information to make such a decision, the Plaintiff filed a motion for a Judgment on the Pleadings.

-------------------------------------------------------------------------------- I got a letter from my son today!!!!!!!! I was so excited, didn't know if I was going to make it down the drive before reading it. Thought I was going to just have to stop the car mid way to read it. He is doing fine. Says it is a little rough, but he is making it. Told me how much he misses us, told me he started going to church on Sunday morning.

I sent a debt settlement letter to a collection agency offering them half of what i owe.They did not return the signed agreement to me yet, but have just now started leaving messages on my voicemail asking me to contact them.Should i talk to them over the phone?I do not want to say anything wrong.

Does anybody have an address for InstantCash911.com?

I have $500 in debt that is way past due. 90 days or more past due. I'm only 19 years old and I've ruined my Credit already. I have no time to get a Job because I am a Full time student. I want to pay it back, but I can't. The only source of money comes from my parents, but that goes toward food and school supplies. I really need a way to pay this back. Its killing me because I know that I cannot do anything with my credit. I can't even apply for student loans. Help me, what can I do?

I am taking a pre-counseling credit class so I can file bankruptcy. My question is this, if I am a roommate with my ex-wife and pay her a certain amount each month, when I list the rent payment,it is the entire rent payment for the month or just my portion.

At what point do you think you should report a PDL to the BBB, AGs office, FTC, etc? I'm still dealing with a few, and I want to avoid the calling me at work and crazy, threatening calls I am liable to get. Since KY prohibits internet PDLs, would it make sense to go ahead and report them as "lending illegally"? I just let One Click Cash take their last ACH from my now totally closed account (I still owe $30) and I know that craziness is going to start when they don't get their $90 on payday.

I received a call today from a gentleman named Alex Crenshaw whom stated he was a representative of United Federal Bank and he was calling to inform me the authorities would be showing up at my job if I did not settle an account with Cashnet for $4250.72.

Does a debt consolidation loan negatively effect your credit?

Hi, I have the most basic sounding problem many of us seem to have. I had a credit card through CitiBank while in college that I did not make payments on for a while...let's say it's been about 2 years at this point. The credit card debt has been placed with ARS at this point, and the debt is for $3952 up to now.