I live in Ohio and I recently discovered that mypaydayloan.com is not licensed in my state. They are based out of Costa Rica and I received a loan from them back in August. I have paid $625 to them for a $400 loan I took out. I can't close my checking because of various debits that come out automatically. I found a letter on here I can send but I am really scared to send it. I paid them back way too much and they want to take another $240 out this coming Friday!!!!! I'm going to get ahold of the bank tomorrow and see what I can do but should I send them this letter?

Do you work with consolidating auto and/or personal loans?

I have never been late on a mortgage payment, I have 9 years left until my house is paid for, however, I had a line of credit for around $15,000 that I am not able to pay completely off this coming January 2013. They had me fill out an application over the phone and say this amount with my current mortgage will be combined at a lower interest rate for 20 years. I didn't think I could loose my house over $15,000 I just thought they would probably attach a lien on it, does this sound right?

I seem to be getting conflicting answers to my dilemma. I live in florida and was told the pdl lenders hydra fund 2,shoreline online llc,ameriloan,magnum cash advance,yourfastpayday and my cash now are not legal in the state of florida. I have closed that acct. with an employee of the bank, explaining my situation with him. now I don't know what to do. I have paid and paid for m the principalany months so I have paid the principal on many of these twice over. can anyone tell me if I have any hope here. this sh#% is killing me a little more each day. any help appreciated.

I live in ca and I took out 2 loans .1 from ameriloan for 600 I've paid $710. The other was from united credit line for $300 I've paid close to $1000. I couldn't afford to keep paying I was getting more and more in debt so I called my bank and put a stop to the payments. Now collections is calling. What do I do and what do I have to pay?

hello i am in tn. i have used pdl in the past and paid in full, after paying a lot of interest. i have recently had to re-loan with them. i just found out that many internet pdl;s are illegal. i realize tn just made some changes to the law also, though i am not quite clear on what they are. here are my loans zip19- borrowed 550. -will debit 656. on 11/9 everest cash advance- borrowed 500-paid -1226.5 so far. they take an extra 25.00 per payment towards the principal. i think my principal is 400 now.

I have a hearing set for the 1rst of November for a "Summary Judgment Request" I of course plan on attending but I am extremely fearful of social situations and am trying to find out what to expect as far as outcome and garnishment. A little history. I am in Indiana The hearing is for a debt of around 5k that was originally for a Chase credit card from 2004 (sob story, broke my hip, lost my job, used it to pay bills, not smart I know) I have tried several time to work out a payment plan with the creditor that owns it now with no luck. I actually paid off ALL my other debts (two cards and

I need to send my 2sd payment , but I have lost the address and contact #

Hi Thanks for your time. I did not receive the fine print. Or read it. So i tool a loan for 500.00 (five hundred). I have already paid over that in monthly deductions from my bank. I did NOT realize it is (no more aloowed in AZ), an "open end loan". This meaning that I am only paying INTEREST each month. At a monthly payment of like 90 bucks. So I cancelled "that" bank so they cannot deduct from me. I guess my balance is like 700 bucks by now. I have refused the past 5 months. So now it is time to solve this bad choice. Anyone? I'm thinking settle. They have a lien on my car at dmv.

I am in a mess. I have 4 pay day loans and have paid massive amounts of money on 300.00 loans I live in NY state.I am about to take my dream job although a cut in pay, I can't afford over 400.00 every two weeks for payments?? what can I do??? Pleas help!!