Okay, my wife has a loan out with a company called Cash Call, and another one with ThinkCash, plus numerous payday loans. I was unaware of these loans until she suffered a mental breakdown and they then came to light. I am working towards getting her to file Chapter 13 Bankruptcy, but until we get this done, I was wondering what steps I should anticipate Cash Call taking. At this point they are just blowing up her cell phone since she is not allowed to take calls. Any ideas on what their next step will be if they do not get their calls answered.